Our Leadership Team

Brian Bourgeois

Executive Vice President and Director

Brian is a 30+year EFT industry veteran and is considered by many as one of the industry’s foremost authorities on ATMs, debit cards, interchange, and payment processing. Prior to his current role as Director of TransFund, Brian’s EFT experience included serving as TransFund Operations Manager, ATM Servicing Manager, Merchant Services Manager, CIO/MIS Manager, and EFT Network Services Manager. Brian also served on the CIRRUS Operations Committee during the formative years of CIRRUS. Brian has been a major contributor to TransFund’s success. During his tenure, the transactions processed and settled by TransFund have grown from less than 10 million annually to more than a half a billion per year.

Michael Kelly

Senior Vice President, TransFund Debit and ATM Solutions

Michael is an accomplished senior executive with over 20 years in the payments and financial services industry. Michael is acknowledged by senior teams, customers, and colleagues for his visionary leadership, developing collaborative relationships, creative problem solving, and building cohesive work environments. Michael leads TransFund's relationship management, project management, operations, product management, ATM solutions, and customer implementation teams.  Prior to joining TransFund Michael was with Discover, Mastercard, and American Express where he held various roles of increasing responsibility. Michael is known as an industry leader in advocating on behalf of TransFund customers with Visa, Mastercard, and multiple PIN networks. Michael currently sits on the board of Youth Services of Tulsa and has served as a Tri-Chair for The Tulsa Area United Way Annual Fund Campaign.

David Grossardt

Senior Vice President, Sales Director

David started his career in the U.S. Navy where he worked in South America conducting Drug Enforcement Operations. With a Master of Business Administration degree and more than 25 years of Operations, Relationship Management, Sales and Marketing experience within the Debit and Credit Card Industry, he is considered an expert in this field and often speaks at industry trade association meetings. David has a very progressive approach which has allowed him to assist community financial institutions with growth oriented EFT marketing solutions geared toward attracting new customers and increasing non-interest fee income. David assisted in pioneering the “My School Card Program”, which created significant revenue growth for the community financial institutions his team has worked with and also benefited hundreds of schools across the nation.

Russell V. Davis

Senior Vice President, Manager Merchant Services Sale Support

Russell has spent more than 30 years in banking and merchant services, with over 23 of those years at TransFund Merchant Services. Since joining TransFund, Russell has successfully planned and managed the system conversion of its merchant program, which originally included 15 financial institutions and 1200+ merchant sites to a new processing system. Merchant Services has since increased to 200 financial institutions and 6,700 merchant locations with volumes in excess of $1.2 billion per year. He has been instrumental in establishing the operational aspects of four additional front-end solutions (customer interfaces). During his tenure he has successfully implemented product solutions such as: On-line (Pin) Debit Card processing, Gift Card, EBT, Online Reporting, Credit Card Lockbox, Wireless, Internet; as well as policies/program such as: PCI/DSS, Bank Secrecy Act, Customer ID, Patriot Act, OFAC, FACTA, FACTA-Red Flag and many more.

Patrick Arch

Senior Vice President, Manager of Information Service

Patrick has led the TransFund Information Services team for the last 10 years and has more than 27 years of experience in numerous Operations and Information Technology (IT) roles in the banking industry. As Information Services Manager, Patrick’s responsibilities include leading the support of TransFund’s in-house developed Billing, Application and Data Warehouse environments. During his tenure in TransFund, Patrick has built a strong and flexible team and systems that are capable of handling the needs of the ever evolving EFT Industry. Patrick has implemented many notable banking systems during his time in IT including the Wire Room, PegaSystem Adjustments, and DSS Return Items, and he engineered and integrated the Item Processing legacy environment to image based in support of Check 21 which included the upgrade and conversion of four Item Processing Centers in three states. His experience analyzing opportunities and developing solutions as a profitability analyst early in his career embedded cost control and efficiency as core values that still stand strong today.

Ashley Harris

Vice President, Manager Projects and Conversions

Ashley is Vice President and Manager of the Projects and Conversions team with more than 25 years in the credit card, telecom and EFT processing arena. Prior to her current role as Manager of Projects and Conversions in 2014, Ashley had 10 years of experience as a Senior Project Manager and Senior Relationship Manager at TransFund. During her tenure, Ashley has been closely involved with the constant changes surrounding the EFT industry and gained extensive expertise and knowledge from working closely with the network brands, core processors and financial institutions. Ashley’s familiarity of the industry and customer service experience help her deliver the quality customer service, project management and industry knowledge that set TransFund apart from our competitors in the industry.

Stephanie Palmgren

Vice President, TransFund Marketing

Stephanie Palmgren is a 35-year veteran of financial institution and EFT marketing. Since joining TransFund in the early 90s, she served the company for ten years as an outside sales consultant and has led the marketing efforts for more than 15 years. She is responsible for the development of many of the network’s popular card programs, as well as marketing efforts that helped TransFund experience strong and consistent growth throughout the years. As manager of the TransFund Marketing team, Stephanie is focused on offering unique, customized solutions designed to grow the portfolios of financial institution clients. Prior to her career at TransFund, she served as marketing director for a number of Oklahoma financial institutions both large and small.

Jeff Young

Vice President, Product Manager

Jeff has worked in the EFT industry for 25 years and has extensive knowledge and experience gained through the growth and complexity the industry has undergone in those years. Jeff has been with TransFund for 22 years working several years in operations, fourteen years as a senior account manager and the past six years as TransFund’s Product Manager. Jeff has managed the financial institution experience and understands how changes in the industry impact financial institutions bottom line, consumer experience and financial institutions employees. As Product Manager, Jeff now focuses on products, emerging trends, federal and network compliance and rules, client communications and overarching TransFund projects.

Julie Langmann

Vice President, Product Manager

Julie is a 30+ year EFT Industry veteran. She has held positions in R&D, Product Management, Sales/Account Management, and Call Center Management. Prior to her current role as Vice President, Product Manager, Julie was with Elan, Fifth Third Bank, and Fiserv where most recently she managed the Relationship Management Team responsible for over 2300 financial institutions. Julie is passionate about client services and brings that passion to the delivery of value-added products for TransFund clients.

Gareld Gill

Vice President, Manager Participant Services

Gareld has a broad and proven track record of providing quality customer support & services and direct management of cross functional teams in the EFT & IT Financial processing industry over the last 38+ years. He is currently responsible for the oversight and management of TransFund’s EFT Debit Card relationship management team. Gareld’s two primary objectives for he and his team of Senior Relationship Managers are to deliver exceptional customer service & experience and to achieve total client satisfaction & loyalty relating to the family of TransFund products, services and promotions. Early in Gareld’s career, he was instrumental in successfully managing the research and development teams responsible for the implementation and support of TransFund’s online network hardware & application software. This included the installation and support for ATM transaction switching & interchanges with other ATM network processors. Outside of TransFund, Gareld has served in a number of key technical & management roles including Senior Vice President & Manager Information Services, Director & Manager Systems Technology & Systems Integrity, Senior Principal Consultant for Financial Services and SE Manager for Presales Support (Business Intelligence)/ Western US Region.

Patrick Lopez

Vice President, Product Manager

Patrick has spent more than 25 years in banking with 18 of those years in credit card business development, operations, project management, marketing, inception operations and migrations. Patrick brings strong people management, leadership and mentoring, with an emphasis in efficiency processing and strategic planning to the environment. Working in both business development and operations has given him valuable insight and perspective in recognizing the balance between generating revenue and operational efficiency opportunities with budget constraints. Patrick also has a background in regulatory compliance over the last six years assisting with mitigating risk in conjunction with federal guidelines according to the CFPB, OCC, Federal Reserve, SEC, FFIEC, FDIC and FINRA. Prior to joining TransFund, Patrick was with Sallie Mae, JPMorgan Chase, and MBNA America (Bank of America) as well as other financial service companies.