Debit Card Fraud Protection

TransFund’s Fraud Protection uses a multi-layer approach to safeguard your financial institution from loss and maintain your debit card program’s profitability.


You can’t afford to leave your financial institution or cardholders open to fraud. That’s why TransFund offers a comprehensive suite of fraud protection products. From activation strategies and card-level verification checks to real-time card blocking and safer online payment options, our solutions and fraud experts provide layers of security. This allows your cardholders to use their ATM and debit cards with minimal worry. All that protection adds up to increased profitability and card penetration for you.

The TransFund FraudKit is a multi-solution approach to preventing and managing debit card fraud.

FraudWatch PLUS


TransFund’s fraud specialists monitor your portfolio 24/7, notify your cardholders about suspicious activity, and manage your fraud cases to completion. FraudWatch PLUS provides a comprehensive fraud solution through four stages of monitoring:

  • Detection and modeling
  • Multi-level transaction analysis
  • Suspicious transaction management
  • Real-time scoring and decisioning

In addition, our proactive response to suspicious trend data alerts you of at-risk cards and helps to keep fraud loss costs down.

Online Card Protection


Stop fraud before it occurs with secure activation options and Verified by Visa/Mastercard SecureCode online security enhancement. TransFund’s Verified by Visa and Mastercard SecureCode programs are easy-to-implement global services and help increase both cardholder and merchant confidence in internet transactions. Because they limit the risk of fraudulent transactions, your risk of fraud losses is reduced. These services work in real time to confirm an online shopper’s identity by requiring the cardholder to enter an additional password, ensuring no one else can use the cardholder’s debit card online.

Transaction Authorization Block (TAB)

We provide the flexibility to block individual cards, cards that share a prefix, transactions originating from a foreign country or point of sale (POS) transactions for a specific merchant or Merchant Category Code.

Fraud/Risk Reporting


Our detailed, customizable reports provide daily information on unusual cardholder activity and make it easier to identify potential fraud quickly.

After-Hours Hotline


We offer optional telephone hotline service to allow your cardholders to report lost or stolen cards after your normal business hours.

Enable TransFund Fraud Prevention Today


Our full line of fraud prevention and protection products enables you to reduce losses and your customers to make transactions with full peace of mind. To learn more about our approach to fraud prevention or any of our other debit card services, call 1(800) 588-6816 or email us today.